bunq has launched a new Stocks Baskets feature and expanded its Safety Shield security tool across payments, stocks and crypto. The announcement came as the neobank said trading on bunq Crypto passed €100 million in its first year.
bunq Crypto has recorded more than half a million trades since launch, while sign-ups for the service rose 41% this year. bunq said the new products are part of a push to make investing easier for people with limited experience.
Stocks Baskets groups shares and exchange-traded funds into themed collections such as Tech, Green and Popular. Users can choose from these selections and set up regular investments, spreading money across several assets without selecting each holding individually.
The feature adds another investment option to bunq's app as digital banks look for more ways to keep customers on a single platform for payments, savings and investing. Retail investment products have become a more competitive area for fintech groups as they try to broaden revenue beyond current accounts and card spending.
Security changes
bunq's AI-driven Safety Shield now applies to all payments, stock transactions and crypto trades. The tool can flag suspicious activity and hold funds for 24 hours, giving users time to cancel a transaction if it appears unusual.
The wider rollout suggests bunq sees security and trust as central to persuading less experienced customers to try investment products. Banks and fintech firms have increasingly promoted fraud checks and transaction monitoring as they seek to reassure users making more of their financial decisions through mobile apps.
bunq is one of a small number of European banks to offer crypto services directly alongside mainstream banking products. Its latest figures point to continued customer interest in digital asset trading, even as firms across Europe face closer scrutiny over how such products are marketed and supervised.
bunq describes itself as Europe's second-largest neobank. It has expanded from day-to-day banking into budgeting, saving and investment tools, targeting customers who want to manage several parts of their finances in one place.
Joe Wilson, Chief Evangelist at bunq, said the product changes are intended to reduce barriers for people uncertain about investing.
"The place where your money grows should feel safe, understandable, and familiar," Wilson said. "Investing shouldn't feel like a leap into the unknown, so we're equipping users with clarity and control so they can focus on what truly matters to them.
"Our users love the tools that help them invest the way they want to. bunq Crypto has had a fantastic first year, and we're proud to see so many users make building a portfolio part of their daily life, right from the advanced security of their bank."
The launch of grouped stock and ETF products reflects a broader shift towards simplified investment formats aimed at first-time investors. Rather than asking users to select individual securities, themed baskets package assets around a broad idea or sector, a model that has become common across retail finance apps.
Recurring investment features are also increasingly used by consumer platforms to encourage regular contributions over time. For newer investors, these tools can reduce the need to decide when to buy and help establish routine saving and investing habits.
bunq has previously highlighted its use of artificial intelligence across its services and internal operations. In this latest update, the practical application is transaction review and the option to reverse suspected fraudulent activity within a set period.
bunq said bunq Crypto reached €100 million traded across half a million transactions in its first 12 months.