Entersekt launches Orkestrate API to tackle USD $40 billion fraud risk

Entersekt has introduced Orkestrate, a single-API platform designed to streamline the integration of digital banking authentication for financial institutions. The company claims that by using Orkestrate, banks and credit unions can simplify the deployment of advanced fraud prevention and customer authentication journeys, reducing integration time by as much as 85%.

Fraud landscape

Financial institutions face increasing pressure from AI-driven scams, with projections suggesting losses could reach USD $40 billion globally by 2027. As fraud continues to evolve and affect sectors beyond logins and payment transactions, organisations must protect every interaction without causing undue friction for customers.

Traditionally, adding additional layers of security required banks to connect to multiple APIs and build out custom business logic for each user action. This approach demanded significant resources and often complicated both implementation and ongoing maintenance.

Single API integration

Orkestrate is designed to address these challenges by allowing institutions to connect through a single API, then activate over 150 pre-orchestrated authentication journeys across more than 10 distinct use cases. These include account access, money movement, high-risk profile changes, and contact centre identity verification.

With this model, financial institutions do not need to develop new logic or perform separate deployments when new fraud threats emerge. Adding or adjusting authentication measures can be managed through simple configuration changes, enabling organisations to remain agile as risks shift.

User experience

The platform is built to balance security with a consistent user experience across both mobile and web channels. According to Entersekt, Orkestrate delivers 98% frictionless logins, 90% reduction in peer-to-peer payment fraud, and 95% self-serve password resets. The company positions this reduction in operational workload as a key benefit for resource-constrained digital banking teams.

"Our customers and partners shouldn't have to rebuild authentication every time fraud evolves," said Mzukisi Rusi, VP of Product Development, Entersekt. "With Entersekt Orkestrate, one API unlocks every journey. It's simple to activate, fast to deploy, and built to keep financial institutions nimble and one step ahead of fraud."

Deployment impact

MEA Financial Enterprises, an early adopter of the platform, highlighted its impact on resource planning and capability delivery. The organisation sees value in leveraging pre-packaged authentication solutions rather than devoting internal resources to custom fraud-prevention system development.

"As a digital banking platform with an ambitious roadmap and tight delivery timelines, partnering with Entersekt was a clear choice. Building and maintaining complex fraud-prevention journeys internally would have diverted critical resources from our UniFI Digital Banking development priorities. Entersekt's orchestration platform enables us to deliver advanced authentication and fraud-prevention capabilities to our financial institutions with minimal effort," said Edward W Rhea, President/CEO, MEA Financial Enterprises.