Credit risk Stories

American Stories

Credit risk stories

T-Mobile deploys FICO platform for zero-downtime onboarding

Zero outages now support more than 1 million monthly credit checks as T-Mobile prepares to expand home broadband and connected devices.

By Sofiah Nichole Salivio • 3 min read • 2 days ago

Customer Relationship Management

Monk raises USD $25 million to tackle invoice delays

The funding will help Monk target a USD $3 trillion US receivables market where many overdue bills stall over portal errors and missing details.

By Karen Joy Bacudo • 4 min read • Last month

Global Stories

Credit risk stories

Crypto

Ledn sees Bitcoin loans market hitting USD $1 trillion

Survey data suggest trust, not demand, is the main hurdle as Bitcoin-backed consumer lending expands from a USD $3 billion base.

By Joseph Gabriel Lagonsin • 4 min read • Yesterday

Blockchain

DTCC backs tokenised collateral to cut funding costs

Banks could cut funding and capital costs as near real-time tokenised collateral promises faster movements across markets and time zones.

By Mark Tarre • 4 min read • Last week

Digital Transformation

Dun & Bradstreet partners Anthropic on compliance AI

The deal could speed up onboarding for banks and other regulated firms by automating identity checks while keeping an audit trail inside Claude.

By Mark Tarre • 4 min read • Last week

Data Analytics

Erste Group deploys FICO optimisation for retail lending

The rollout is set to sharpen loan pricing and cut manual exceptions as the bank expands algorithmic decisions across eight markets.

By Mark Tarre • 3 min read • Last month

Stories from Other Regions

Credit risk stories

Manufacturing

Australia's late business payments hit six-year high

Cash-flow strain is deepening as overdue invoices and tax debts rise, with smaller firms hardest hit by higher rates and costs.

By Karen Joy Bacudo • 6 min read • Today

Fintech

Menna & Equifax UK add credit data for SME funding

The integration aims to help SMEs spot credit issues earlier, as approval rates fall and a GBP £22 billion funding gap persists.

By Sofiah Nichole Salivio • 4 min read • Yesterday

Supply Chain

Audit committees want CFOs to bridge management board

Audit committees now want earlier, clearer updates from finance chiefs as volatility makes late reporting a bigger governance risk.

By Sean Mitchell • 5 min read • Last week

Digital Transformation

TP AI debt recovery matches human satisfaction in Asia

Banks in Asia are turning to AI collections tools as rising loan stress puts pressure on recovery rates and customer trust.

By Sofiah Nichole Salivio • 3 min read • Last week

Agricultural Technology

Indian tech leaders call for resilient AI & marketing

Resilience, trust and local language support are emerging as the priorities as Indian founders and marketers push AI deeper into daily business needs.

By Mark Tarre • 5 min read • Last week

Supply Chain

Fuel prices & rates reshape Australia's construction

Higher fuel and borrowing costs are starting to squeeze builders, with insolvencies likely to rise if Strait of Hormuz disruptions persist.

By Sean Mitchell • 4 min read • This month

Customer Experience

FICO urges UK lenders to use AI in collections for payments

Rising missed card payments are straining UK collections teams, as FICO says AI could help lenders manage cases more efficiently and fairly.

By Sofiah Nichole Salivio • 4 min read • This month

Risk & Compliance

UK credit card balances steady as payment rates fall

More borrowers are slipping into serious arrears even as overall card balances hold steady, according to FICO’s February data.

By Sofiah Nichole Salivio • 3 min read • Last month

Fintech

Revolut partners Akahu on open banking credit cards

Borrowers in New Zealand could get quicker credit card approvals as Revolut taps regulated open banking data to replace paperwork with automated checks.

By Karen Joy Bacudo • 4 min read • Last month