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Plaid launches AI credit & fraud models for lenders
Fintech

Plaid launches AI credit & fraud models for lenders

Lenders may now approve more borrowers and catch more fraud, as Plaid's new models use cash flow and transaction data instead of credit scores alone.

By Karen Joy Bacudo • 4 min read • Last month

Global Stories

Credit risk stories

Approved to the edge: what fast credit is doing to business balance sheets
Small Business

Approved to the edge: what fast credit is doing to business balance sheets

Small firms are piling up short-dated debt, with daily repayments and hidden liabilities leaving many closer to a funding cliff than they realise.

By Nick Lim • 5 min read • Today
Why online retailers get declined in November: stock finance before peak season
eCommerce

Why online retailers get declined in November: stock finance before peak season

Late October applications often fail because lenders see a cash trough, not a healthy seasonal retailer gearing up for November peak sales.

By Nick Lim • 5 min read • Today
Data Governance in Banking: A Framework for Better Data Quality
Encryption

Data Governance in Banking: A Framework for Better Data Quality

Poor data can undermine compliance, fraud detection and reporting, making strong governance essential for banks handling sensitive customer records.

By Bobby Joseph • 5 min read • 2 days ago
Creditinfo & TaranDM expand credit decisioning push
Data Analytics

Creditinfo & TaranDM expand credit decisioning push

Lenders in more than 40 countries will gain faster, more localised credit decisions as the two firms combine data and automation tools.

By Sofiah Nichole Salivio • 4 min read • Last week
Address-Anchored Identity: Why Data Quality Is the Missing Link in eIDV
Risk & Compliance

Address-Anchored Identity: Why Data Quality Is the Missing Link in eIDV

Synthetic fraud is slipping past standard checks, prompting banks to use real-time address matching to tie identities to physical locations.

By Bud Walker • 4 min read • Last month
DataMasque joins MAS PathFin.ai for privacy-preserving AI
Risk & Compliance

DataMasque joins MAS PathFin.ai for privacy-preserving AI

Financial firms can now assess privacy-preserving AI tools faster as DataMasque joins MAS's PathFin.ai library to mask sensitive customer data.

By Sean Mitchell • 3 min read • Last month
Moody's and Allvue launch private credit risk model
Data Analytics

Moody's and Allvue launch private credit risk model

As private lending swells, investors gain a tool to spot borrower stress sooner, before missed payments or defaults hit portfolios.

By Karen Joy Bacudo • 3 min read • Last month
Stripe agrees to buy Parafin in embedded credit push
Software-as-a-Service

Stripe agrees to buy Parafin in embedded credit push

The acquisition broadens Stripe's financial services offering as demand for platform-based lending grows and small firms struggle to secure bank credit.

By Karen Joy Bacudo • 4 min read • Last month
Finastra launches supply chain finance platform for banks
Software-as-a-Service

Finastra launches supply chain finance platform for banks

Banks can now link supply chain finance with trade lending and risk controls, as Finastra's new platform targets faster working capital rollouts.

By Karen Joy Bacudo • 3 min read • Last month

Stories from Other Regions

Credit risk stories

Australian business invoice delays hit highest since 2018
Manufacturing

Australian business invoice delays hit highest since 2018

Fewer than half of invoices were paid on time as cash flow pressure intensified, with overdue payments and tax defaults both climbing.

By Joseph Gabriel Lagonsin • 5 min read • Last month
Royce Stone urges investors to weigh direct loan returns
Credit risk

Royce Stone urges investors to weigh direct loan returns

Sophisticated investors could keep more of a borrower's payments by selecting loans directly, though they would take on extra work, risk and concentration.

By Karen Joy Bacudo • 4 min read • Last month
Ecommerce needs to realise the role of inclusive finance as it adjusts to a new credit challenge
Buy Now Pay Later

Ecommerce needs to realise the role of inclusive finance as it adjusts to a new credit challenge

Affordability checks could turn away up to 30% of BNPL users, risking abandoned baskets and weaker sales for retailers.

By Andy Smith • 5 min read • Last month
BEYLA strikes Visa deal to boost AI tools for SMBs
Software-as-a-Service

BEYLA strikes Visa deal to boost AI tools for SMBs

The tie-up could help small firms spot cash-flow risks and growth opportunities faster, while keeping owners in control of any action.

By Karen Joy Bacudo • 4 min read • Last month
FICO named leader in IDC decision intelligence study
Data Analytics

FICO named leader in IDC decision intelligence study

The recognition underscores growing demand for systems that turn scattered data into faster, governable decisions across large enterprises.

By Sofiah Nichole Salivio • 4 min read • Last month
Finastra launches supply chain finance product for banks
Software-as-a-Service

Finastra launches supply chain finance product for banks

Banks can now bundle trade, lending and supply chain finance in one system, with AI tools aimed at reducing risk and speeding onboarding.

By Karen Joy Bacudo • 3 min read • Wed, 30th Sep 2026
SAS named Leader in IDC decision intelligence MarketScape
Manufacturing

SAS named Leader in IDC decision intelligence MarketScape

The ranking strengthens SAS's pitch to regulated industries, where auditable AI decisions and consistent logic across cloud and on-premises systems matter most.

By Raphael Veloso • 4 min read • Wed, 30th Sep 2026