The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Hometap demand surges as rate rises boost equity interest
Higher borrowing costs have driven more homeowners towards alternative equity products, as Hometap’s pre-qualifications rose 20% after the Fed’s September move.
Appli Founder Tim Pranger wins credit union tech award
Pranger’s recognition comes as Appli has grown to 25 credit union partners and processed more than USD $2 billion in member calculations.
Constant AI launches Delinquency Shield for credit unions
The tool could help lenders intervene before accounts slip to 60 days past due, at a time when reserves are already straining many credit unions.
Fidelity Bank launches Alkami loan platform in weeks
Borrowers at the Pennsylvania lender will now get a single online and branch loan process after the platform went live in under three months.
US consumers embrace AI agents but fear money risk
US adults are using AI agents weekly, but half fear letting them spend on a credit card as trust falters over fraud and data sharing.
pmtbox appoints Coupons.com founder Steven Boal to board
The board expansion adds a seasoned payments veteran as pmtbox seeks to scale after a USD $15 million seed round led by Tandem Ventures.
Analyst Insights
Research and market analysis connected to Fintech
Provenir named major player in IDC decision intelligence
Ripple Treasury adds 24/7 returns for corporate clients
Broadridge holds third in IDC FinTech Rankings again
MongoDB launches Atlas Agent Engine for production AI
ConnexPay adds mobile wallet support for virtual cards
Featured News
Celonis banking head: Banks want proof before scaling agents
Celonis argues frontier AI models are too generic for regulated banking, urging firms to weigh cost, risk and process gains before scaling deployments.
DesignVerse targets U.S. firms with private cloud AI tools
DesignVerse is targeting U.S. aviation, defence and finance clients with on-premise AI tools as data sovereignty concerns reshape vendor choice.
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Expert Columns
Mobile-First Banking: The Role of Identity Verification
Banking's channel problem is really an accountability problem
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
Interviews
Interviews and video coverage from the network
Recent Fintech News
ClickHouse expands with Xata deal into Postgres & AI
The deal aims to cut the operational sprawl facing companies as AI agents push analytics, transactions, monitoring and security onto one platform.
TBC Group posts record profit, unveils buyback plan
Capital returns are set to increase after TBC Group lifted third-quarter net profit to GEL 404 million and unveiled a GEL 50 million buyback.
Revolut hits USD $115 billion valuation after fundraising
The latest round gives the London-based fintech fresh backing as it pushes into new banking markets and reports rising profit and revenue.
Google Cloud pilot automates syndicated loan lifecycle
A proof of concept aims to cut settlement times and reconciliation work in syndicated lending, after modelling a USD $1.945 billion Term Loan B.
Connexus renews Alkami tie as digital lending grows
Digital channels now drive more than two-fifths of loan funding at the credit union, underscoring how borrowers are shifting online.
Braid raises USD $38 million to expand embedded connectivity
The cash will fund Braid's international expansion as it races to broaden carrier coverage and compete in a growing embedded connectivity market.
Candescent adds Memcyco to its banking marketplace
Banks and credit unions gain earlier warnings on phishing and account takeover as Candescent adds Memcyco to its marketplace.
ZeroTier wins Money20/20 pitch with quantum-secure platform
Banks face growing pressure to secure ageing systems against future quantum attacks, and ZeroTier's pitch drew strong interest from fintech investors.
Lifetime Value Company-led group acquires fintech Kipp
The deal gives Kipp long-term backing as it expands in the US, where declined debit payments can cost merchants sales and issuers revenue.
Liquidity Services taps Flywire for global payments
The change should cut reconciliation work and payment costs for a marketplace that spans buyers and sellers in more than 100 countries.
Ravical raises USD $17 million seed round led by MMC
The funding will help the AI platform expand across Europe and into the US as accounting firms seek ways to grow without hiring more staff.
Hello Clever named in CB Insights fintech 100 list
The recognition underlines Hello Clever's expansion overseas as it builds cross-border payment infrastructure from New York to Sydney and beyond.
Harmony launches voice AI agent platform for sales teams
It aims to cut missed deals by automating complex sales calls, with early user Bright Car Finance reporting a 9% rise in closed business.
Bloomberg widens ASKB access with chat & file links
Terminal users can now search their own chats, files and watchlists in ASKB, with cited answers drawn from Bloomberg and client material.
Othrfund expands into US after European lending push
Demand from advisers and fractional finance chiefs has prompted the London-based lender to start targeting American firms after deploying more than £30 million in Europe.
Noah & Bitget Wallet launch virtual dollar accounts
Users in 100 million wallets will be able to receive USD and EUR through bank rails and hold the funds as stablecoins inside the app.
TNS adds smart routing to Payment Orchestration platform
The update is aimed at lifting approval rates and cutting costs for operators handling unattended payments, where failed transactions mean lost sales.
Orbital finds stablecoins cheaper than fintech rivals
The savings are often modest, with stablecoin FX matching institutional rates in many corridors and varying sharply by direction, provider and timing.
Coast raises USD $35 million to expand field payments
The funding will help the New York-based fintech add customers and automate expenses, bill pay and accounts payable for field service firms.
Mercury launches payroll service for business customers
Existing customers can set up the service in under 15 minutes, as Mercury folds wage payments, tax filing and benefits into one platform.
Job Moves
pmtbox appoints Coupons.com founder Steven Boal to board
ThetaRay appoints Laure Richmond as chief financial officer
Convera names four executives to drive global platform
Aerospike names Don Dama as Chief Executive Officer
Coinme appoints Chief Compliance Officer for global push
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
