The Ultimate Guide to Fintech
A curated American edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
American Fintech News
Regional stories with direct local relevance
Ramp launches receivables tool to track incoming cash
Finance teams can now automate invoice collection as late payments continue to squeeze cash flow and working capital at smaller businesses.
Crux Analytics raises USD $2.2 million seed funding
The new capital will help the fintech expand beyond community banks as local lenders seek growth without adding headcount.
SoFi & Mastercard launch stablecoin card settlement
Merchants could see faster access to funds as SoFi shifts its whole card programme, worth more than USD $25 billion a year, onchain.
Bill Harris launches Evergreen.ai financial advice app
It aims to widen access to personalised money guidance as consumers increasingly turn to AI for budgeting, investing and tax help.
US consumers want more flexible bill payment options
Financial pressure is pushing households to favour flexible due dates and hardship pauses, even as most still want a live agent for billing disputes.
US consumers demand flexible bill payments as strain grows
More than three in five bill payers want control over payment timing, as 59% lack enough savings to cover a USD $1,000 emergency.
Analyst Insights
Research and market analysis connected to Fintech
Google named Gartner leader in enterprise AI assistants
Ripple Treasury expands GSmart AI for finance teams
Coder launches Agent Relay for Cursor in private preview
Shufti wins Gartner honour for global identity coverage
KAST launches Business stablecoin account for firms
Featured News
AI transforming B2B discovery - but human trust endures
AI is changing how B2B buyers make decisions - but an expert warns that it is not a substitute for effective human comms strategies.
Visa strengthens AI defences amid new era of cyber threats
Visa is pouring billions into AI defences as regulators demand safer, auditable systems to counter faster cyber threats and fraud.
Expert Columns
An open letter to the next gen of accountants and bookkeepers
From wallets to accounts: The quiet convergence of crypto and everyday finance
The KYC blind spot hiding in your email validation stack
The importance of data enrichment in financial services
Why Customer Due Diligence (CDD) Starts With Clean Data
4 practical tips for maintaining data quality
How poor watchlist data undermines sanctions screening accuracy
The invisible trust layer: Why payments are becoming a systems problem
Availability should follow the transaction, not the infrastructure
From routing to revenue: Why payment orchestration has become a boardroom issue
Interviews
Interviews and video coverage from the network
Recent Fintech News
Mastercard survey sees SMEs shifting to fintech payments
Cross-border payment competition is intensifying as SMEs prioritise faster, more reliable transfers, with 91% planning to switch provider within two years.
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Bookkeepers offer unpaid advice as tax demands grow
More than one million extra sole traders and landlords will be pulled into Making Tax Digital from next April, boosting demand for bookkeepers' guidance.
Thredd partners Velocity for stablecoin payments push
Clients could soon move and settle funds across card, fiat and stablecoin rails through a single Thredd platform, reducing prefunding needs.
Regnology finds agentic AI gap in reporting adoption
Only 16% of firms have embedded AI in regulatory reporting, as governance and trust issues keep most projects in pilot stage.
NatWest & banks set out AI agent payment principles
Banks want to prevent AI-driven shopping from eroding customer control, privacy and security as agentic commerce moves closer to everyday payments.
Al-Futtaim picks Juspay for 50-brand payments rollout
Customers across 50 brands in 12 markets will get a single checkout layer, as Al-Futtaim seeks fewer failed payments and easier reporting.
Business AI spending rises 406% at Revolut Business
Companies are treating AI like a recurring operating cost, with monthly business spending up 406% and average outlay far above retail users.
Adyen upgrades Authenticate to cut checkout friction
Shoppers may face fewer checkout hurdles as the upgraded system uses machine learning to pick the best authentication method in real time.
Glassbox earns Microsoft designation for financial AI
The designation could help Glassbox win more bank and insurer deals by signalling its AI tools fit Microsoft cloud and compliance standards.
Bir launches digital push for Azerbaijan micro-firms
Micro-entrepreneurs in Azerbaijan will get training and fee breaks as Bir tries to draw them into digital banking and online sales.
Kastle raises USD $24 million to target bank lending
The funding will help Kastle expand AI agents that let banks automate lending work without replacing legacy core systems.
HelmGuard raises USD $7.3 million for US expansion
The cash will fund offices in New York and San Francisco as the start-up targets faster risk checks for regulated firms and AI agents.
FintechOS raises USD $28 million to fuel US expansion
Its US business is expanding rapidly, with recurring revenue up 40% and growth in the market hitting 130% in the first half.
FIS wins core banking deals as US lenders modernise
Demand for regulated banking infrastructure is lifting FIS's pipeline as US lenders launch, merge and replace ageing systems.
MANTL in-branch account opening tops 1 million applications
US banks are using digital tools in physical branches to cut paperwork and widen account-opening reach as branch investment rises.
Most banks are planning stablecoin schemes, survey finds
Only 10% of lenders have stablecoins in production, as most still face regulatory and infrastructure hurdles, a RedCompass Labs survey found.
Conferma ends fax card delivery in 100 more markets
Digital delivery will now handle virtual card details in more than 100 countries as hotels move off fax, lifting completion rates.
Ant International launches AI-native payments stack
The rollout aims to cut merchants' cross-border costs and speeds by automating onboarding, compliance, FX and treasury workflows with AI.
Cook Islands trust registrations hit record amid US demand
Record registrations underscore the Cook Islands' growing reliance on US-backed trust business, even as local staffing gaps widen.
Goodbuy wins Best of Show at FinovateFall in New York
Audience-voted recognition may boost Goodbuy's push to help credit unions win deposits and small-business income through local commerce.
Job Moves
Aerospike names Don Dama as Chief Executive Officer
Coinme appoints Chief Compliance Officer for global push
Zingtree appoints Venkat Iyer as Chief Technology Officer
USBC appoints ex-Apple Pay executive to lead partnerships
Lorum appoints Hartwig Gerhartinger as legal chief
Lorum appoints Hartwig Gerhartinger as legal chief
Constant AI promotes Lisa Cote to Chief Financial Officer
Accordion appoints two to lead finance advisory practices
Alchelyst names three senior leaders after Lyra merger
