Coinbase expands trading, AI & payments in broad push

Coinbase has introduced a broad set of trading, payments and financial services updates across its platform, extending its push to combine crypto, equities and consumer finance in a single account.

The rollout includes tokenised stocks for customers outside the US, stock portfolio transfers, new prediction market products, an in-app AI adviser, expanded borrowing against digital assets, and new tools for businesses using stablecoin payments and custodial infrastructure.

Trading push

A central part of the update is a wider range of assets and trading formats. Coinbase plans to introduce tokenised stocks for non-US customers, with the tokens backed one-for-one by the underlying shares and designed to include dividend payments and shareholder rights.

In the US, users can transfer stock portfolios from other platforms to Coinbase and trade major stocks, indices and exchange-traded funds through Coinbase Advanced. The service includes zero-commission fees, TradingView charting, fractional shares and rewards on USDC balances held for trading.

Alongside listed equities, Coinbase is adding real-world asset perpetual futures tied to themes such as artificial intelligence, China, defence and technology. It also highlighted pre-IPO perpetual products linked to companies, including SpaceX, with Anthropic and OpenAI due to follow.

Prediction markets are also expanding. New products include crypto binaries, which let users trade on whether assets such as bitcoin, ether and solana move up or down over set periods, and "combos", which allow several predictions to be combined in one trade.

In decentralised trading, users will be able to trade Base and Solana tokens as soon as they appear on-chain through a New Launches section in the app. Coinbase has also redesigned Coinbase Advanced so traders can place stocks and crypto side by side in customisable layouts.

It also intends to combine its US spot exchange, international derivatives venues and Deribit into a single global liquidity pool. Coinbase added that it is the first company approved by the Commodity Futures Trading Commission to offer Americans globally regulated crypto derivatives, including options.

AI and advice

Coinbase is adding artificial intelligence products aimed at both retail and more advanced users. The first is Coinbase Advisor, an in-app service for Coinbase One members in the US that Coinbase described as AI-powered and SEC-registered.

The tool can help users with tasks including tax-loss harvesting and generating trade ideas from market news. A separate product, Coinbase for Agents, is designed to let users authorise AI agents to execute trading strategies within preset limits on capital, assets, and trade sizes.

Consumer finance

Beyond trading, the update expands Coinbase's consumer financial products. It is broadening Coinbase One Card by adding a travel booking portal that offers 5% bitcoin back on bookings.

Coinbase is also introducing a USDC-backed way to access the card for people who are not approved for a traditional credit line. Under that model, users can post USDC as collateral while continuing to earn rewards on the deposit and build their credit record through repayments.

Borrowing is also expanding. Customers can now borrow against staked Solana through JitoSOL as part of Coinbase's integration with Morpho on Base, adding to existing borrowing options against assets including Bitcoin, Ether, Solana, XRP, Dogecoin, Cardano, and Litecoin.

Security features are part of the package as well. Coinbase has started rolling out Transfer Protection, which includes delayed withdrawals, user-defined daily limits and multi-party approval workflows for outbound transfers.

Business tools

For corporate users, the new Coinbase Developer Platform brings together wallet tools, payments, trading systems, and stablecoin issuance at a single point of access. A major focus is stablecoin payments, which generated nearly a trillion dollars in volume across Coinbase products last year, according to the company.

Coinbase Payments is built around USDC, Base, custody and application programming interfaces, and Checkout.com is already using the system. Coinbase also announced a fully custodial infrastructure service for businesses that want to offer crypto to customers without having to handle licensing complexity themselves.

Klarna and Webull are launch partners for that service. The platform is also being linked with AWS AgentCore for native agent payments, while OpenRouter will be able to accept payments from both people and software agents through Coinbase Payments interfaces.

"We are dramatically expanding what you can trade - and how you trade - on Coinbase, bringing every type of asset and market under one roof," said Max Branzburg, Vice President of Product at Coinbase.

"The future of finance won't be split between a bank, a brokerage, and a crypto wallet. It is unified, intelligent, on-chain, and on Coinbase," Branzburg added.